WHY US
US MORTGAGE HOMES
Our Vision is to become No. 1 Nationwide Loan Originators with top notch services to our Borrowers, Realtors and Lenders. We handhold our Borrowers from the time they put their trust in us till the time they get an approval on their loan, alongside we continue to have a great relationship with our Lenders and Underwriters.
Our Mission is to ensure all our home buyers have a pleasant and hassle free experience throughout the process (from start to end).
- We truly understand that the home loan process is tedious. But not to worry, our mortgage loan officers will walk you through smoothly on the required paperwork and provide answers to all the questions about home mortgage process.
- Our True commitment to you is, we make the process of getting your Home Mortgage Loan or Refinancing Your Home as simple as possible. We've built our credibility & reputation on taking care of our Clients with Honesty, Integrity and Efficiency
WE OFFERING
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PRODUCTS
LOANS WE OFFER
Your First Home
Refinancing your house is a way to utilize your home as an investment. By refinancing, you can leverage the value of your home for various purposes. There are several reasons to consider refinancing, such as accessing cash from your home, reducing your monthly payment, or shortening the duration of your loan.
Refinance
Refinancing your house is a way to utilize your home as an investment. By refinancing, you can leverage the value of your home for various purposes. There are several reasons to consider refinancing, such as accessing cash from your home, reducing your monthly payment, or shortening the duration of your loan.
Cashout on Equity
A cash-out loan or cash out refinance is a form of mortgage refinancing that enables you to convert the equity in your home into cash. It involves replacing your current mortgage with a larger loan, and during the closing process, you receive the difference between the new mortgage amount and the outstanding balance on your previous loan.
FHA Loans
FHA loans, insured by the Federal Housing Administration, provide lenders with protection against defaults. They are particularly suitable for first-time homebuyers or individuals with limited savings or credit concerns. One advantage of FHA loans is that they allow non-traditional lines of credit, such as car insurance payments and utility bills, to be considered by loan underwriters.
VA Loans
Assisting veterans, servicemembers, and eligible surviving spouses in achieving homeownership is a fundamental goal of the VA. In fulfilling our commitment to serve you, we offer a range of housing-related programs, including a valuable home loan guarantee benefit. These programs are designed to support your endeavors in purchasing, constructing, repairing, preserving, or customizing a home to suit your personal needs.
Reverse Mortgage
A reverse mortgage is a type of loan that permits homeowners aged 62 or older to borrow against a portion of their home's equity. The functioning of a reverse mortgage differs from that of a traditional mortgage loan. Instead of the borrower making payments to the lender, the lender provides payments to the borrower. Initially, the loan pays off any outstanding mortgage, if applicable, and the remaining funds can be utilized at the borrower's discretion.
Talk to our Loan Officer and Get Your Dream Home!
Whether you’re here to buy Your First House, Refinance, or a Reverse Mortgage; We are always here to help you. Call us today to get started with great rates!
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AT YOUR SERVICE
15455 Dallas Pkwy, Suite 600, Addison,
TX 75001, United States